{"id":1465,"date":"2025-11-19T07:01:18","date_gmt":"2025-11-19T07:01:18","guid":{"rendered":"https:\/\/english.bankingkhabar.com\/?p=1465"},"modified":"2025-11-19T07:03:07","modified_gmt":"2025-11-19T07:03:07","slug":"low-demand-for-vehicle-loans-despite-central-bank-approval","status":"publish","type":"post","link":"https:\/\/english.bankingkhabar.com\/?p=1465","title":{"rendered":"Low Demand for Vehicle Loans Despite Central Bank Approval"},"content":{"rendered":"<p style=\"text-align: justify;\"><a href=\"https:\/\/english.bankingkhabar.com\/?attachment_id=1466\" rel=\"attachment wp-att-1466\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1466\" src=\"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi.jpg\" alt=\"\" width=\"1024\" height=\"567\" srcset=\"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi.jpg 1024w, https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi-300x166.jpg 300w, https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi-768x425.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><strong>Banking Khabar\/<\/strong> The Nepal Rastra Bank had allowed up to 80% loan financing to replace vehicles damaged during the Gen Z movement, instead of the usual 60% limit. But loan demand has remained very low only about 20% of damaged vehicle owners applied.<\/p>\n<p style=\"text-align: justify;\">Insurance data shows 1,778 vehicles filed claims, though no official damage report exists. Despite permission to finance new vehicles after the Bhadra 23 and 24 incidents, replacements have barely happened, and the expected loan uptake has not materialized.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banking Khabar\/ The Nepal Rastra Bank had allowed up to 80% loan financing to replace vehicles damaged during the Gen Z movement, instead of the usual 60% limit. But loan demand has remained very low only about 20% of damaged vehicle owners applied. Insurance data shows 1,778 vehicles filed claims, though no official damage report [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1466,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,3,124],"tags":[],"class_list":["post-1465","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","category-main-news","category-nepal-rastra-bank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Low Demand for Vehicle Loans Despite Central Bank Approval - Bankingkhabar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/english.bankingkhabar.com\/?p=1465\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Low Demand for Vehicle Loans Despite Central Bank Approval - Bankingkhabar\" \/>\n<meta property=\"og:description\" content=\"Banking Khabar\/ The Nepal Rastra Bank had allowed up to 80% loan financing to replace vehicles damaged during the Gen Z movement, instead of the usual 60% limit. But loan demand has remained very low only about 20% of damaged vehicle owners applied. Insurance data shows 1,778 vehicles filed claims, though no official damage report [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/english.bankingkhabar.com\/?p=1465\" \/>\n<meta property=\"og:site_name\" content=\"Bankingkhabar\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-19T07:01:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-19T07:03:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"567\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/#\\\/schema\\\/person\\\/8d2633fe06a785fdda1bb1cbdd6f0fde\"},\"headline\":\"Low Demand for Vehicle Loans Despite Central Bank Approval\",\"datePublished\":\"2025-11-19T07:01:18+00:00\",\"dateModified\":\"2025-11-19T07:03:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465\"},\"wordCount\":84,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/english.bankingkhabar.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/jenz-gadi.jpg\",\"articleSection\":[\"Insurance\",\"Main News\",\"Nepal Rastra Bank\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465\",\"url\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465\",\"name\":\"Low Demand for Vehicle Loans Despite Central Bank Approval - Bankingkhabar\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/english.bankingkhabar.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/jenz-gadi.jpg\",\"datePublished\":\"2025-11-19T07:01:18+00:00\",\"dateModified\":\"2025-11-19T07:03:07+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/#\\\/schema\\\/person\\\/8d2633fe06a785fdda1bb1cbdd6f0fde\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465#primaryimage\",\"url\":\"https:\\\/\\\/english.bankingkhabar.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/jenz-gadi.jpg\",\"contentUrl\":\"https:\\\/\\\/english.bankingkhabar.com\\\/wp-content\\\/uploads\\\/2025\\\/11\\\/jenz-gadi.jpg\",\"width\":1024,\"height\":567},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?p=1465#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/english.bankingkhabar.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Low Demand for Vehicle Loans Despite Central Bank Approval\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/#website\",\"url\":\"https:\\\/\\\/english.bankingkhabar.com\\\/\",\"name\":\"Bankingkhabar\",\"description\":\"Banking News\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/english.bankingkhabar.com\\\/#\\\/schema\\\/person\\\/8d2633fe06a785fdda1bb1cbdd6f0fde\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/be5b85392e08cabd6d2bfea3c13f6db75126b2fbac0b606a1738e906f65794a7?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/be5b85392e08cabd6d2bfea3c13f6db75126b2fbac0b606a1738e906f65794a7?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/be5b85392e08cabd6d2bfea3c13f6db75126b2fbac0b606a1738e906f65794a7?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"url\":\"https:\\\/\\\/english.bankingkhabar.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Low Demand for Vehicle Loans Despite Central Bank Approval - Bankingkhabar","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/english.bankingkhabar.com\/?p=1465","og_locale":"en_US","og_type":"article","og_title":"Low Demand for Vehicle Loans Despite Central Bank Approval - Bankingkhabar","og_description":"Banking Khabar\/ The Nepal Rastra Bank had allowed up to 80% loan financing to replace vehicles damaged during the Gen Z movement, instead of the usual 60% limit. But loan demand has remained very low only about 20% of damaged vehicle owners applied. Insurance data shows 1,778 vehicles filed claims, though no official damage report [&hellip;]","og_url":"https:\/\/english.bankingkhabar.com\/?p=1465","og_site_name":"Bankingkhabar","article_published_time":"2025-11-19T07:01:18+00:00","article_modified_time":"2025-11-19T07:03:07+00:00","og_image":[{"width":1024,"height":567,"url":"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/english.bankingkhabar.com\/?p=1465#article","isPartOf":{"@id":"https:\/\/english.bankingkhabar.com\/?p=1465"},"author":{"name":"admin","@id":"https:\/\/english.bankingkhabar.com\/#\/schema\/person\/8d2633fe06a785fdda1bb1cbdd6f0fde"},"headline":"Low Demand for Vehicle Loans Despite Central Bank Approval","datePublished":"2025-11-19T07:01:18+00:00","dateModified":"2025-11-19T07:03:07+00:00","mainEntityOfPage":{"@id":"https:\/\/english.bankingkhabar.com\/?p=1465"},"wordCount":84,"commentCount":0,"image":{"@id":"https:\/\/english.bankingkhabar.com\/?p=1465#primaryimage"},"thumbnailUrl":"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi.jpg","articleSection":["Insurance","Main News","Nepal Rastra Bank"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/english.bankingkhabar.com\/?p=1465#respond"]}]},{"@type":"WebPage","@id":"https:\/\/english.bankingkhabar.com\/?p=1465","url":"https:\/\/english.bankingkhabar.com\/?p=1465","name":"Low Demand for Vehicle Loans Despite Central Bank Approval - Bankingkhabar","isPartOf":{"@id":"https:\/\/english.bankingkhabar.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/english.bankingkhabar.com\/?p=1465#primaryimage"},"image":{"@id":"https:\/\/english.bankingkhabar.com\/?p=1465#primaryimage"},"thumbnailUrl":"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi.jpg","datePublished":"2025-11-19T07:01:18+00:00","dateModified":"2025-11-19T07:03:07+00:00","author":{"@id":"https:\/\/english.bankingkhabar.com\/#\/schema\/person\/8d2633fe06a785fdda1bb1cbdd6f0fde"},"breadcrumb":{"@id":"https:\/\/english.bankingkhabar.com\/?p=1465#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/english.bankingkhabar.com\/?p=1465"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/english.bankingkhabar.com\/?p=1465#primaryimage","url":"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi.jpg","contentUrl":"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi.jpg","width":1024,"height":567},{"@type":"BreadcrumbList","@id":"https:\/\/english.bankingkhabar.com\/?p=1465#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/english.bankingkhabar.com\/"},{"@type":"ListItem","position":2,"name":"Low Demand for Vehicle Loans Despite Central Bank Approval"}]},{"@type":"WebSite","@id":"https:\/\/english.bankingkhabar.com\/#website","url":"https:\/\/english.bankingkhabar.com\/","name":"Bankingkhabar","description":"Banking News","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/english.bankingkhabar.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/english.bankingkhabar.com\/#\/schema\/person\/8d2633fe06a785fdda1bb1cbdd6f0fde","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/be5b85392e08cabd6d2bfea3c13f6db75126b2fbac0b606a1738e906f65794a7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/be5b85392e08cabd6d2bfea3c13f6db75126b2fbac0b606a1738e906f65794a7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/be5b85392e08cabd6d2bfea3c13f6db75126b2fbac0b606a1738e906f65794a7?s=96&d=mm&r=g","caption":"admin"},"url":"https:\/\/english.bankingkhabar.com\/?author=1"}]}},"featured_image_src":"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2025\/11\/jenz-gadi.jpg","_links":{"self":[{"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=\/wp\/v2\/posts\/1465","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1465"}],"version-history":[{"count":1,"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=\/wp\/v2\/posts\/1465\/revisions"}],"predecessor-version":[{"id":1467,"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=\/wp\/v2\/posts\/1465\/revisions\/1467"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=\/wp\/v2\/media\/1466"}],"wp:attachment":[{"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1465"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1465"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/english.bankingkhabar.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1465"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}