{"id":1768,"date":"2026-04-16T08:36:03","date_gmt":"2026-04-16T08:36:03","guid":{"rendered":"https:\/\/english.bankingkhabar.com\/?p=1768"},"modified":"2026-04-17T01:59:28","modified_gmt":"2026-04-17T01:59:28","slug":"nic-asia-microfinance-profit-jumps-8133-distributable-profit-falls-negative-rs-32-37-crore","status":"publish","type":"post","link":"https:\/\/english.bankingkhabar.com\/?p=1768","title":{"rendered":"NIC Asia Microfinance profit jumps 8,133%, distributable profit falls negative Rs 32.37 crore"},"content":{"rendered":"<div class=\"flex flex-col text-sm\">\n<section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:5d6baa96-85e9-4705-a150-e2217fc88eae-17\" data-testid=\"conversation-turn-36\" data-scroll-anchor=\"true\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"d4370062-39f3-49ce-97c7-102d61a24fc7\" data-message-model-slug=\"gpt-5-3\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert w-full wrap-break-word light markdown-new-styling\">\n<p style=\"text-align: justify;\" data-start=\"95\" data-end=\"238\">\n<p style=\"text-align: justify;\" data-start=\"95\" data-end=\"238\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\"><strong><a href=\"https:\/\/english.bankingkhabar.com\/?attachment_id=1776\" rel=\"attachment wp-att-1776\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-1776\" src=\"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/NIc.jpg\" alt=\"\" width=\"1075\" height=\"555\" srcset=\"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/NIc.jpg 946w, https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/NIc-300x155.jpg 300w, https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/NIc-768x396.jpg 768w\" sizes=\"auto, (max-width: 1075px) 100vw, 1075px\" \/><\/a>Banking Khabar \/<\/strong> NIC Asia Microfinance Financial Institution Limited<\/span><\/span> has reported a significant rise in net profit by the end of the third quarter of the current fiscal year.<\/p>\n<p style=\"text-align: justify;\" data-start=\"240\" data-end=\"410\">The company posted a net profit of Rs. 106.9 million, marking a massive increase of 8,133.78 percent compared to Rs. 1.29 million during the same period last fiscal year.<\/p>\n<p style=\"text-align: justify;\" data-start=\"412\" data-end=\"525\">Net interest income also grew by 72.20 percent, reaching Rs. 854 million, up from Rs. 495.9 million a year earlier.<\/p>\n<p style=\"text-align: justify;\" data-start=\"527\" data-end=\"683\">Similarly, the company\u2019s net fee and commission income turned positive at Rs. 4.03 million, recovering from a negative Rs. 683.3 million in the previous year.<\/p>\n<p style=\"text-align: justify;\" data-start=\"685\" data-end=\"1051\">During the review period, NIC Asia Microfinance recorded net operating income of Rs. 823.9 million and an operating profit of Rs. 159 million. However, retained earnings remain negative at Rs. 323.7 million, which has also pushed distributable profit into the negative by the same amount. Despite this, the company maintains positive reserves totaling Rs. 799.4 million.<\/p>\n<p style=\"text-align: justify;\" data-start=\"1053\" data-end=\"1192\">In terms of business expansion, the institution collected deposits worth Rs. 2.84 billion and disbursed loans amounting to Rs. 19.72 billion.<\/p>\n<p style=\"text-align: justify;\" data-start=\"1194\" data-end=\"1319\">However, asset quality has deteriorated, with the non-performing loan (NPL) ratio rising from 13.55 percent to 16.59 percent.<\/p>\n<p style=\"text-align: justify;\" data-start=\"1321\" data-end=\"1538\" data-is-last-node=\"\" data-is-only-node=\"\">Financial indicators show earnings per share (EPS) at Rs. 8.20, net worth per share at Rs. 127.35, total assets per share at Rs. 1,343.73, a price-to-earnings ratio of 74.19 times, and a liquidity ratio of 19.04 percent.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"z-0 flex min-h-[46px] justify-start\" style=\"text-align: justify;\"><\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<div class=\"pointer-events-none h-px w-px absolute bottom-0\" style=\"text-align: justify;\" aria-hidden=\"true\" data-edge=\"true\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Banking Khabar \/ NIC Asia Microfinance Financial Institution Limited has reported a significant rise in net profit by the end of the third quarter of the current fiscal year. The company posted a net profit of Rs. 106.9 million, marking a massive increase of 8,133.78 percent compared to Rs. 1.29 million during the same period [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1776,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-1768","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-khabar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NIC Asia Microfinance profit jumps 8,133%, distributable profit falls negative Rs 32.37 crore - Bankingkhabar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/english.bankingkhabar.com\/?p=1768\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NIC Asia Microfinance profit jumps 8,133%, distributable profit falls negative Rs 32.37 crore - Bankingkhabar\" \/>\n<meta property=\"og:description\" content=\"Banking Khabar \/ NIC Asia Microfinance Financial Institution Limited has reported a significant rise in net profit by the end of the third quarter of the current fiscal year. 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