{"id":1800,"date":"2026-04-19T02:44:39","date_gmt":"2026-04-19T02:44:39","guid":{"rendered":"https:\/\/english.bankingkhabar.com\/?p=1800"},"modified":"2026-04-19T02:44:39","modified_gmt":"2026-04-19T02:44:39","slug":"nifra-profit-drops-28-53-amid-decline-in-interest-income","status":"publish","type":"post","link":"https:\/\/english.bankingkhabar.com\/?p=1800","title":{"rendered":"NIFRA profit drops 28.53% amid decline in interest income"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong><a href=\"https:\/\/english.bankingkhabar.com\/?attachment_id=1801\" rel=\"attachment wp-att-1801\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1801\" src=\"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/NIFRA.jpg\" alt=\"\" width=\"891\" height=\"418\" srcset=\"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/NIFRA.jpg 1000w, https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/NIFRA-300x141.jpg 300w, https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/NIFRA-768x360.jpg 768w\" sizes=\"auto, (max-width: 891px) 100vw, 891px\" \/><\/a><\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>Banking Khabar \/<\/strong> Nepal Infrastructure Bank (NIFRA) has published its third-quarter financial report for the current fiscal year, showing a decline in profit due to a slowdown in net interest income.<\/p>\n<p style=\"text-align: justify;\">According to the report, the bank recorded net interest income of Rs 1.08 billion during the review period, a decrease of 27.03 percent compared to Rs 1.48 billion in the same period last fiscal year. The contraction in interest income led to a 28.53 percent drop in net profit, which stood at Rs 643.3 million, down from Rs 900 million a year earlier.<\/p>\n<p style=\"text-align: justify;\">However, the bank\u2019s net fee and commission income increased to Rs 22.2 million from Rs 13.3 million in the previous year.<\/p>\n<p style=\"text-align: justify;\">NIFRA posted an operating profit of Rs 920.2 million during the review period, compared to Rs 1.28 billion in the same period last year. Similarly, its net operating income stood at Rs 1.12 billion.<\/p>\n<p style=\"text-align: justify;\">The bank\u2019s total deposits rose slightly from Rs 7.78 billion to Rs 7.80 billion, while loan disbursement increased significantly from Rs 24.50 billion to Rs 28.54 billion. The bank has maintained reserves worth Rs 3.42 billion.<\/p>\n<p style=\"text-align: justify;\">As of the review period, NIFRA reported earnings per share (EPS) of Rs 3.97, total assets per share of Rs 190.84, net worth per share of Rs 115.84, a price-to-earnings (P\/E) ratio of 67.44 times, a liquidity ratio of 110.10 percent, and a return on equity (ROE) of 3.38 percent.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Banking Khabar \/ Nepal Infrastructure Bank (NIFRA) has published its third-quarter financial report for the current fiscal year, showing a decline in profit due to a slowdown in net interest income. According to the report, the bank recorded net interest income of Rs 1.08 billion during the review period, a decrease of 27.03 percent compared [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1801,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-1800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-khabar"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NIFRA profit drops 28.53% amid decline in interest income - Bankingkhabar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/english.bankingkhabar.com\/?p=1800\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NIFRA profit drops 28.53% amid decline in interest income - Bankingkhabar\" \/>\n<meta property=\"og:description\" content=\"Banking Khabar \/ Nepal Infrastructure Bank (NIFRA) has published its third-quarter financial report for the current fiscal year, showing a decline in profit due to a slowdown in net interest income. 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