{"id":1824,"date":"2026-04-22T03:41:10","date_gmt":"2026-04-22T03:41:10","guid":{"rendered":"https:\/\/english.bankingkhabar.com\/?p=1824"},"modified":"2026-04-22T03:41:32","modified_gmt":"2026-04-22T03:41:32","slug":"nepal-central-bank-releases-detailed-real-estate-data-shows-seasonal-trends-and-rising-loans","status":"publish","type":"post","link":"https:\/\/english.bankingkhabar.com\/?p=1824","title":{"rendered":"NRB Releases Detailed Real Estate Data, Shows Seasonal Trends and Rising Loans"},"content":{"rendered":"<div class=\"\" data-turn-id-container=\"request-WEB:010182d2-f541-4a74-8e2c-b7ed1170414a-5\" data-is-intersecting=\"true\">\n<section class=\"text-token-text-primary w-full focus:outline-none [--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-height) has-data-writing-block:pt-(--shadow-height) [&amp;:has([data-writing-block])&gt;*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]\" dir=\"auto\" data-turn-id=\"request-WEB:010182d2-f541-4a74-8e2c-b7ed1170414a-5\" data-testid=\"conversation-turn-12\" data-scroll-anchor=\"false\" data-turn=\"assistant\">\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:var(--thread-content-margin-xs,calc(var(--spacing)*4))] @w-sm\/main:[--thread-content-margin:var(--thread-content-margin-sm,calc(var(--spacing)*6))] @w-lg\/main:[--thread-content-margin:var(--thread-content-margin-lg,calc(var(--spacing)*16))] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:40rem] @w-lg\/main:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\">\n<div class=\"flex max-w-full flex-col gap-4 grow\">\n<div class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal outline-none keyboard-focused:focus-ring [.text-message+&amp;]:mt-1\" dir=\"auto\" tabindex=\"0\" data-message-author-role=\"assistant\" data-message-id=\"af6cf3f1-0a7e-4145-9fe6-4fb1b1c3b93b\" data-message-model-slug=\"gpt-5-3\" data-turn-start-message=\"true\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden\">\n<div class=\"markdown prose dark:prose-invert w-full wrap-break-word light markdown-new-styling\">\n<p style=\"text-align: justify;\" data-start=\"99\" data-end=\"299\"><span class=\"hover:entity-accent entity-underline inline cursor-pointer align-baseline\"><span class=\"whitespace-normal\"><strong><a href=\"https:\/\/english.bankingkhabar.com\/?attachment_id=1825\" rel=\"attachment wp-att-1825\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1825\" src=\"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/realst.jpg\" alt=\"\" width=\"1112\" height=\"666\" srcset=\"https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/realst.jpg 1000w, https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/realst-300x180.jpg 300w, https:\/\/english.bankingkhabar.com\/wp-content\/uploads\/2026\/04\/realst-768x460.jpg 768w\" sizes=\"auto, (max-width: 1112px) 100vw, 1112px\" \/><\/a>Banking Khabar \/<\/strong> Nepal Rastra Bank<\/span><\/span> has published a detailed report on the current situation and trends in Nepal\u2019s real estate (land and housing) market, taking fiscal year 2079\/80 as the base year.<\/p>\n<p style=\"text-align: justify;\" data-start=\"301\" data-end=\"597\">The bank said it will now release such data every three months, using information collected from land offices, tax authorities, and its own sources. The analysis looks at key indicators like number of transactions, value, land area, government revenue, and bank lending to the real estate sector.<\/p>\n<p style=\"text-align: justify;\" data-start=\"599\" data-end=\"758\">The report shows a seasonal pattern in property transactions\u2014activity is low in the first quarter but rises significantly in the third and fourth quarters.<\/p>\n<p style=\"text-align: justify;\" data-start=\"760\" data-end=\"1104\">By region, <strong data-start=\"771\" data-end=\"791\">Madhesh Province<\/strong> has the highest number of transactions, followed by Lumbini and Koshi, while Karnali and Sudurpashchim have the lowest. Madhesh also leads in total land area traded, with larger plots (above 20 aana) being more common there. In other provinces, smaller plots (2.5 to 10 aana) are more frequently bought and sold.<\/p>\n<p style=\"text-align: justify;\" data-start=\"1106\" data-end=\"1253\">In terms of value, <strong data-start=\"1125\" data-end=\"1145\">Bagmati Province<\/strong> ranks highest, especially in metropolitan and sub-metropolitan areas where mid-sized plots are most common.<\/p>\n<p style=\"text-align: justify;\" data-start=\"1255\" data-end=\"1417\">The report also highlights strong growth in lending real estate loans have increased by over 72%, while housing loans have risen by more than 61% in recent years.<\/p>\n<p style=\"text-align: justify;\" data-start=\"1419\" data-end=\"1578\">Government revenue from the sector has fluctuated, dropping sharply after peaking at around Rs 23.7 billion, but has recently recovered to about Rs 15 billion.<\/p>\n<p style=\"text-align: justify;\" data-start=\"1580\" data-end=\"1755\" data-is-last-node=\"\" data-is-only-node=\"\">The central bank believes publishing such data will help better understand market activity and has announced plans to develop a real estate price index in the near future.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"z-0 flex min-h-[46px] justify-start\" style=\"text-align: justify;\"><\/div>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<div class=\"pointer-events-none -mt-px h-px translate-y-[calc(var(--scroll-root-safe-area-inset-bottom)-14*var(--spacing))]\" style=\"text-align: justify;\" aria-hidden=\"true\"><\/div>\n<div class=\"pointer-events-none translate-y-(--scroll-root-safe-area-inset-bottom) R6Vx5W_threadScrollVars min-h-(--gutter-remaining-height,0px) group-data-stream-active\/scroll-root:h-[calc(var(--thread-response-height)-16*var(--spacing))]\" style=\"text-align: justify;\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Banking Khabar \/ Nepal Rastra Bank has published a detailed report on the current situation and trends in Nepal\u2019s real estate (land and housing) market, taking fiscal year 2079\/80 as the base year. The bank said it will now release such data every three months, using information collected from land offices, tax authorities, and its [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12,124],"tags":[],"class_list":["post-1824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banner","category-nepal-rastra-bank"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NRB Releases Detailed Real Estate Data, Shows Seasonal Trends and Rising Loans - Bankingkhabar<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/english.bankingkhabar.com\/?p=1824\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NRB Releases Detailed Real Estate Data, Shows Seasonal Trends and Rising Loans - Bankingkhabar\" \/>\n<meta property=\"og:description\" content=\"Banking Khabar \/ Nepal Rastra Bank has published a detailed report on the current situation and trends in Nepal\u2019s real estate (land and housing) market, taking fiscal year 2079\/80 as the base year. 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