Commercial Banks Hold Over Rs. 38 Billion in Non-Banking Assets

Kathmandu – The non-banking assets (NBAs) of Nepal’s commercial banks have surpassed Rs. 38.41 billion as of the end of Chaitra 2081. Among them, Global IME Bank holds the largest share with non-banking assets worth Rs. 5.99 billion, followed by Himalayan Bank with Rs. 5.14 billion, and NIC Asia Bank with Rs. 4.58 billion.

These non-banking assets typically consist of properties acquired by banks through loan defaults or foreclosures and are not directly linked to their core banking operations.

Here’s a breakdown of major banks and their NBAs compared to Chaitra 2080:

Global IME Bank (GBIME): Rs. 5.99 billion – up by 101.12%

Himalayan Bank (HBL): Rs. 5.14 billion – up by a massive 303.79%

NIC Asia Bank (NICA): Rs. 4.58 billion – up by 11.93%

Nabil Bank (NABIL): Rs. 3.80 billion – up by 130.90%

Nepal Investment Mega Bank (NIMB): Rs. 3.12 billion – up by 18.07%

Kumari Bank (KBL): Rs. 2.55 billion – up by 33.44%

Prime Commercial Bank (PCBL): Rs. 2.39 billion – up by 7.49%

Laxmi Sunrise Bank (LSL): Rs. 1.71 billion – up by 25.87%

Prabhu Bank (PRVU): Rs. 1.33 billion – up by 99.23%

NMB Bank: Rs. 1.14 billion – up by 45.84%

Citizen Bank (CZBIL): Rs. 1.03 billion – up by 122.89%

Agricultural Development Bank (ADBL): Rs. 1.01 billion – up by 300.82%

Machhapuchchhre Bank (MBL): Rs. 967.94 million – down by 33.26%

Sanima Bank: Rs. 853.62 million – up by 112.44%

Siddhartha Bank (SBL): Rs. 754.24 million – up by 8.51%

Everest Bank (EBL): Rs. 612.73 million – up by 114.57%

Nepal SBI Bank (SBI): Rs. 892.59 million – up by a staggering 1066.02%

Rastriya Banijya Bank (RBBL): Rs. 319.95 million – up by 73.14%

Nepal Bank Limited (NBL): Rs. 204.11 million – up by 11.83%

Notably, Standard Chartered Bank has reported zero non-banking assets, while Nepal Bank Limited has the lowest NBA among those with holdings.

This data highlights both the expanding footprint of non-performing assets converted to NBAs and the pressing need for stronger credit recovery mechanisms across Nepal’s commercial banking sector.